Apps by Joshua Crellin
Payback: Debt & IOU Tracker app icon

Finance

Payback: Debt & IOU Tracker

Joshua Crellin

Free download 5.00 · 1 storefront · 3 ratings In-app purchases
Open on Apple

About this app

Stop forgetting who owes you money. Payback is a simple, elegant way to track money you've lent or borrowed — so you always know who owes you, how much, and where things stand. No spreadsheets. No confusion. Just clarity. STAY IN CONTROL - Track money owed and what you owe - Log repayments and update balances instantly - See totals and progress at a glance - Add notes and keep everything organised - Find anything fast with powerful search BUILT FOR REAL LIFE Perfect for: - Friends and shared expenses - Roommates and rent tracking - Family loans and IOUs SIMPLE. PRIVATE. RELIABLE. Your data stays on your device. No accounts. No bank connections. Just a clean, secure way to stay on top of things. FREE TO USE Payback is free, including balance and Lock Screen widgets. The free plan covers up to 5 active debts at a time. GO FURTHER WITH PAYBACK PLUS Unlock advanced features including: - Larger Home Screen widgets and detailed widget layouts - Unlimited active debts - Contact linking for easier tracking - Payment requests using your preferred method - Recurring debts and interest tracking - Due dates, reminders and photo receipts - Detailed statistics and charts - PDF and CSV exports for reporting ALWAYS WITHIN REACH Use Home Screen and Lock Screen widgets to instantly see balances, upcoming amounts, and progress. TAKE CONTROL TODAY Download Payback and never lose track of money again. — Prices are in USD and may vary by region. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. Any unused portion of a free trial is forfeited when you purchase a subscription. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Latest release

What’s New

Version 1.5.4 Aug 17, 2026

TRY PLUS FREE FOR 7 DAYS New yearly subscribers now get a 7-day free trial. Try every Plus feature before you pay. A BETTER UPGRADE EXPERIENCE Tapping a locked feature now shows you exactly what it does. Previously these didn't respond at all. PROGRESS WIDGET The Progress widget is now available on your home screen. FREE PLAN New users can track up to 5 active debts. Existing users keep unlimited debts. FIXES AND IMPROVEMENTS - Fixed recurring debts occasionally creating duplicate entries - Recurring debts now clearly show when they're paused - "Payment History" in Settings is now "Archived Debts", which better describes what it shows - Prices now always display in your local currency

Audience growth

Ratings growth

Steady
7-day gain +0
Ratings / day 0.0
30-day gain +0
US rating-count history
3 ratings
3 Oct 15, 2026 · 3 ratings Oct 15, 2026

Baseline captured. Growth appears after the crawler observes a changed rating count.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

Price tracking

Price intelligence

1 captured event
Current Free
Historical low Free
Paid → free 0×
Price history
Current Free
Free Oct 15, 2026 · Free Oct 15, 2026

First snapshot captured. The trend line starts after the next crawler price observation.

  1. First observed Oct 15, 2026 · 9:38 PM Free

Screenshots

Payback: Debt & IOU Tracker iPhone screenshotPayback: Debt & IOU Tracker iPhone screenshotPayback: Debt & IOU Tracker iPhone screenshotPayback: Debt & IOU Tracker iPhone screenshotPayback: Debt & IOU Tracker iPhone screenshotPayback: Debt & IOU Tracker iPhone screenshot Payback: Debt & IOU Tracker iPad screenshotPayback: Debt & IOU Tracker iPad screenshotPayback: Debt & IOU Tracker iPad screenshotPayback: Debt & IOU Tracker iPad screenshotPayback: Debt & IOU Tracker iPad screenshotPayback: Debt & IOU Tracker iPad screenshot