About this app
Fincal makes everyday money decisions simple. Whether you're taking out a loan or growing your savings, Fincal turns your numbers into clear answers and easy-to-read charts. LOANS • Compare three repayment styles: equal principal, equal instalment, and flat rate. • See the real effective interest rate, so a "low" flat rate can't fool you. • Handle interest rates that change over time. • Plan early repayments and instantly see how much time and money you save. • View a full repayment schedule, grouped year by year. SAVINGS & COMPOUND INTEREST • Project how your money grows with regular contributions. • See a clear growth chart and a year-by-year breakdown. STAY ORGANIZED • Every calculation is saved automatically. • Keep your favorite scenarios to revisit anytime. • Share any result as an image. PRIVATE BY DESIGN • The amounts you enter never leave your device. • No account, no sign-up - works fully offline. Light and dark themes included. Fincal is free. Note: Fincal is a calculator for personal planning and does not provide financial advice.
Latest release
What’s New
Small fixes and improvements to keep Fincal running smoothly. Thanks for using Fincal!
Audience growth
Ratings growth
Baseline captured. Growth appears after the crawler observes a changed rating count.
Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.
Price tracking
Price intelligence
First snapshot captured. The trend line starts after the next crawler price observation.
- First observed Oct 15, 2026 · 7:31 PM Free