Apps by Nam Truong Phuong
Fincal: Loan & Interest Calc app icon

Finance

Fincal: Loan & Interest Calc

Nam Truong Phuong

Free download In-app purchases unconfirmed
Open on Apple

About this app

Fincal makes everyday money decisions simple. Whether you're taking out a loan or growing your savings, Fincal turns your numbers into clear answers and easy-to-read charts. LOANS • Compare three repayment styles: equal principal, equal instalment, and flat rate. • See the real effective interest rate, so a "low" flat rate can't fool you. • Handle interest rates that change over time. • Plan early repayments and instantly see how much time and money you save. • View a full repayment schedule, grouped year by year. SAVINGS & COMPOUND INTEREST • Project how your money grows with regular contributions. • See a clear growth chart and a year-by-year breakdown. STAY ORGANIZED • Every calculation is saved automatically. • Keep your favorite scenarios to revisit anytime. • Share any result as an image. PRIVATE BY DESIGN • The amounts you enter never leave your device. • No account, no sign-up - works fully offline. Light and dark themes included. Fincal is free. Note: Fincal is a calculator for personal planning and does not provide financial advice.

Latest release

What’s New

Version 26.08.02 Aug 25, 2026

Small fixes and improvements to keep Fincal running smoothly. Thanks for using Fincal!

Audience growth

Ratings growth

Steady
7-day gain +0
Ratings / day 0.0
30-day gain +0
US rating-count history
0 ratings
0 Oct 15, 2026 · 0 ratings Oct 15, 2026

Baseline captured. Growth appears after the crawler observes a changed rating count.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

Price tracking

Price intelligence

1 captured event
Current Free
Historical low Free
Paid → free 0×
Price history
Current Free
Free Oct 15, 2026 · Free Oct 15, 2026

First snapshot captured. The trend line starts after the next crawler price observation.

  1. First observed Oct 15, 2026 · 7:31 PM Free

Screenshots

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