Cards with Benefits: Rewards

About this app

Cards with Benefits helps you actually use the credits and perks you already pay for. Premium cards come loaded with statement credits, travel credits, dining credits, free nights, and annual perks, and most of them quietly expire unused. This app keeps every one of them in front of you, so the money you pay WHAT IT DOES - See every credit and perk across all your cards in one place - A monthly view showing exactly what expires this month and how much is still on the table - A per-card progress bar that tracks your perks against the annual fee, so you know if a card is paying for itself - Mark credits as used, or set recurring ones to count automatically - Optional reminders before a credit expires - Personalize each card with colors and finishes PRIVATE BY DESIGN No account. No sign-up. No servers. Nothing you enter ever leaves your phone. No tracking, no ads. And unlike subscription rewards apps, there's no yearly fee. FREE TO START Track one card with every feature, free. A single one-time purchase unlocks unlimited cards plus all the metallic and pattern finishes. No subscription, ever. Cards with Benefits is an independent app and is not affiliated with, endorsed by, or sponsored by any bank, card issuer, or card network. All trademarks are the property of their respective owners.

Now you can lock Cards with Benefits behind Face ID or Touch ID. Turn it on in Settings under Privacy to keep your cards and credits private every time you open the app. Also includes small performance and polish improvements.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Sep 14, 2026 · 1:51 AM Free