Apps by Beomjin In
Payto - AI Expense Tracker app icon

Finance

Payto - AI Expense Tracker

Beomjin In

Free download In-app purchases unconfirmed
Open on Apple

About this app

Track your spending, grow your savings. Just say it out loud. AI sorts the category and saves it instantly. Every day, AI analyzes your habits and cheers you on. [ Record by Talking ] Say "lunch 7 dollars" or "three items at the convenience store." Speak or type naturally, and AI figures out the amount, category, and date. No need to pick a category yourself. [ Choose Your AI Personality ] Pick from 6 styles that match your vibe. Friendly Coach - warm encouragement Devil Mode - harsh truth when you need a push Strict Teacher - focused on hitting your goals Best Friend - relatable, casual, and real Wall Street Trader - ROI and opportunity cost breakdowns Minimalist - numbers and facts only Ask anything. How much did I spend on coffee this month? If I save 300 dollars a month, how much will I have in a year? Your AI answers right away. [ Monthly AI Deep Analysis ] Find out where you spent the most and where you wasted money. Get a full report with category breakdowns, last month comparisons, and saving tips. [ Together With Family and Partners ] Manage finances together with your partner, roommate, or family. Join with a single invite code and see who spent what in real time. [ Key Features ] - Voice and natural language input - AI chat assistant - Daily AI insight card - Monthly AI deep analysis report - 150+ detailed spending categories - Automatic fixed expense tracking - Monthly budget and reminder alerts - Installment payment tracking - Shared budget (invite members) - Dark mode [ Free to Start ] Core features are completely free. Start today and find out exactly where your money is going. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://payto.work/privacy

Latest release

What’s New

Version 1.0.6 Aug 29, 2026

· Fixed an issue where you were signed out every time the app restarted.

Audience growth

Ratings growth

Steady
7-day gain +0
Ratings / day 0.0
30-day gain +0
US rating-count history
0 ratings
0 Sep 4, 2026 · 0 ratings Sep 4, 2026

Baseline captured. Growth appears after the crawler observes a changed rating count.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

Price tracking

Price intelligence

1 captured event
Current Free
Historical low Free
Paid → free 0×
Price history
Current Free
Free Sep 4, 2026 · Free Sep 4, 2026

First snapshot captured. The trend line starts after the next crawler price observation.

  1. First observed Sep 4, 2026 · 4:12 AM Free

Screenshots

Payto - AI Expense Tracker iPhone screenshotPayto - AI Expense Tracker iPhone screenshotPayto - AI Expense Tracker iPhone screenshotPayto - AI Expense Tracker iPhone screenshotPayto - AI Expense Tracker iPhone screenshotPayto - AI Expense Tracker iPhone screenshotPayto - AI Expense Tracker iPhone screenshotPayto - AI Expense Tracker iPhone screenshot